Do you know what your collision insurance car repair deductible is? Is it $250, $500, $1000, or more? In recent years we have noticed a trend of deductibles on the rise. With the recession many people have been searching for ways to cut costs. One popular way seems to be to increase your collision insurance deductible in order to decrease annual premiums paid. Nationally the average collision repair cost is about $2500. So on average if you had a $1000 deductible your insurance would cover the $1500. Also, with a $1000 deductible, if the repair is slightly over that amount people tend to consider not filing a claim with their insurance company and just paying out of pocket to maintain their claims free status. Since every insurance company handles claims a little differently we recommend you consult with your insurance agent. We also recommend when you have damage to have it looked at by your trusted auto body shop. Most auto body shops will provide you with a free initial estimate. Under Minnesota law you have the right to choose the auto body shop of your choice. Your insurance company may recommend a shop, but they are not allowed to require you to go to a particular shop. If you have a high deductible or want to pay for the repairs out of pocket, Latuff Brothers has a program where you may qualify for financing. You could potentially pay off the repair over 6 months with 0% interest. For more information, stop by for a free consultation. At Latuff Brothers, we know you are dealing with an inconvenient situation and want to help however we can. Our financing program is just another way that Latuff Brothers is better for you, your vehicle, and the environment.
www.latuffbrothers.com
Source: http://www.latuffbrothers.com/blog/2013/01/23/car-repair-deductible/
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