Sunday, May 26, 2013

'Smarten' Up Flood Insurance Laws - Sheepshead Bites

Source: Wikimedia Commons

One of the worst consequences of Superstorm Sandy is the?inevitable rise of insurance rates which are expected to come on the heels of FEMA?s redrawing of the city?s flood zone lines. The new flood zone lines will force people to both buy expanded flood insurance and make expensive alterations to their homes to meet new regulations.

This mix of new insurance and home construction upgrades are incredibly costly. According to a press release, new legislation sponsored by Senator Charles Schumer hopes to protect homeowners already?victimized?by Sandy from burdening unneeded expenses.

The proposed legislation is known as the Strengthen, Modernize and Reform the National Flood Insurance Program Act (SMART). If enacted the legislation would delay rate increases by six months after FEMA?s affordability study is complete and allow for an extensive study on how these increased costs will impact communities.

?This legislation ensures that Congress will have the necessary time and data to make changes to National Flood Insurance Program before any premium increases go into effect, so communities aren?t overwhelmed and property values aren?t decimated,? said Schumer.

Here is a list of everything SMART act will do:

  • Delay premium increases until 6 months after FEMA?s affordability study is submitted to Congress.
  • Expedite FEMA?s affordability study. To expedite this, the legislation permits FEMA to use available funds outside of the National Flood Insurance Fund to complete the required study and makes a technical change to the affordability study to ensure the timely completion of the study.
  • Allow properties currently receiving a subsidized rate to keep that rate when sold.
  • Study voluntary community-based flood insurance options which could provide communities with the option to purchase blanket policies for all properties in their communities or a portion of their communities. This could allow for communities to offer more affordable insurance policies to their residents and provide greater incentives for community-wide migration activities.
  • Eliminate penalties on communities for self-financing flood protection. FEMA?s AR and A99 flood-zone categories provide more affordable flood insurance to qualifying communities in the process of flood protection projects. Currently, while flood expenditures on these activities can be fully counted toward community eligible calculations, there is a cap on the amount of state and local funds that may enter this calculation. Proactive communities who are sharing cost burdens with the federal government for flood protection should not be penalized for self-financing these projects. This bill will eliminate the 50% cap on state and local contributions to these projects.
  • Federally funded new construction is currently prohibited in V-zones. In some situations, new construction should be permitted in the V-zone when relocation is impractical, provided the facilities are built to strict, established flood protection standards. These facilities will also be subject to a FEMA evacuation plan to promote the safety of the persons who occupy or access them.

Related posts

Source: http://www.sheepsheadbites.com/2013/05/new-flood-legislation-hope-to-smarten-up-insurance-laws/

gun control Patton Oswalt Outside Lands washington post Family Guy Boston Marathon revolution huffington post

Saturday, May 25, 2013

Kerry makes 1st official sub-Saharan Africa trip

ADDIS ABABA, Ethiopia (AP) ? Making his first official trip to sub-Saharan Africa, U.S. Secretary of State John Kerry on Saturday demanded that Nigeria respect human rights as it cracks down on Islamist extremists and pledged to work hard in the coming months to ease tensions between Sudan and South Sudan.

Kerry, attending the African Union's 50th anniversary, backed the Nigerian government's efforts to root out Boko Haram, an al-Qaida-linked radical sect. But he said there is no excuse for abuses by armed forces in Nigeria's long-neglected north, where President Goodluck Jonathan has declared emergency rule.

"We defend the right completely of the government of Nigeria to defend itself and to fight back against terrorists," Kerry said. He added, however, that he has raised his concerns with Nigerian officials to insist on the military "adhering to the highest standards and not itself engaging in atrocities."

"One person's atrocities do not excuse another's," said Kerry, who later made his case directly to Jonathan over lunch. "Revenge is not the motive. It's good governance, it's ridding yourself of a terrorist organization so that you can establish a standard of law that people can respect."

Amnesty International says Nigeria's military has committed "grave human rights violations" over the last three years, including executions and kidnappings. It is reporting continued wrongdoing, while Human Rights Watch says satellite images showed "massive destruction of civilian property" in a military raid last week.

Speaking to reporters alongside Ethiopian Foreign Minister Tedros Adhanom Ghebreyesus, Kerry also blamed Sudan's government for much of the tension along its volatile border with South Sudan. He says residents in the contested areas of Blue Nile and South Kordofan don't want to be subjected to strict Islamist rules.

Both areas border the new nation of South Sudan, which gained independence in 2011 under an agreement that ended decades of civil war. Many residents are sympathetic to the South, and both areas have experienced regular violence in recent years.

"There are very significant border challenges, but they're bigger than that," Kerry said. "You have people who for a long time have felt that they want their secular governance and their identity respected."

"They don't want independence; they are not trying to break away from Sudan," he said. But he said the response from Sudan's government has been to "press on them through authoritarian means and violence an adherence to a standard that they simply don't want to accept with respect to Islamism."

"That's the fundamental clash," Kerry said.

He acknowledged, however, the North's concerns that the South is fueling rebels in the areas and said the U.S. would try to work with Ethiopia and other international partners to ease tensions. He said he'd soon appoint a new American envoy to both countries.

Kerry met Sudan's foreign minister later Saturday.

In Ethiopia's capital, Kerry also spoke with the U.N. and African Union chiefs and Egyptian President Mohammed Morsi, whom he urged to make further economic reforms so that Congress can approve more U.S. aid to Egypt.

Kerry departs Sunday to Jordan, where he'll attend a business conference and outline plans to help revitalize the Palestinian economy. He travels Monday to Paris for discussions about Syria with Russian Foreign Minister Sergey Lavrov, before returning to Washington after eight days overseas.

Source: http://news.yahoo.com/kerry-makes-1st-official-sub-saharan-africa-trip-200636408.html

safety not guaranteed lifehouse al gore la dodgers lawrence o donnell magic johnson jetblue pilot

The Science of Non-Alcoholic Beer

"Blasphemy! A crime against nature!" Yes, many people feel the same way about non-alcoholic beer as they do about decaffeinated espresso. "It's just wrong and what's the point" is the thinking. Yes. Yes, you're very cool. Now shut it.

While it may not be your drink of choice, there are plenty of very valid reasons for drinking non-alcoholic beer. Maybe you're pregnant and miss the taste. Maybe you're a designated driver, or you're on antibiotics. Maybe you just don't feel like getting intoxicated, but you'd rather look like you're drinking the same thing as your co-workers because social dynamics are weird and tiring. We're not here to judge. We're here to check out this interesting animal.

How're they made? Why are they almost always terrible? Why isn't there a non-alcoholic IPA? Let's find out.

It's Friday afternoon, you've made it through the long week, and it's time for Happy Hour, Gizmodo's weekly booze column. A cocktail shaker full of innovation, science, and alcohol. I'm going have to drink how many of these to get a buzz?

A (Very) Brief History

Non-alcoholic beer first started popping up in the U.S. in 1919. Why? Prohibition. It was decided that the strongest a beverage could be is 0.5 percent alcohol by volume (ABV). If that number sounds familiar, it's because that percentage has stuck, and "non-alcoholic" beers today still have 0.5 percent ABV as their upper limit. So, some of the large breweries began making "near beer," stuff that was very pale, didn't have much flavor, and was right at 0.5 percent ABV.

Thirteen years later, Prohibition was banished like the abomination it was, but something had happened in that time. A lot of people had developed a taste for that super light, bland (compared to the ales of the day) beer?a sort of alcoholic Stockholm Syndrome. For the breweries that had been making the "near beer" during Prohibition, it was pretty easy for them to carry on as usual, but they left more of the alcohol in. This is a partial explanation for the popularity of the light, bland lagers (Miller, Coors, Pabst, Bud, etc.) in the U.S., though it should be noted that even science cannot fully explain that particular proclivity.

How Non-Alcoholic Beer Is Made

Non-alcoholic beer (or NA beer, as it's sometimes called) starts its life as a normal beer. In fact it goes through almost the full process, from making a mash, boiling the wort, adding hops, and even fermenting. Here's the fork in the road, though. While regular beer will then be bottled (or canned or kegged) and aged, non-alcoholic beer has to have its alcohol removed.

The most common way that alcohol is removed from beer is through heating. As we've discussed in several previous articles, alcohol has a much lower boiling point than water. At sea level, it's roughly 173 degrees F. The fermented beer is heated up to that point and kept there until the solution is only 0.5 percent ABV. However, heating changes the flavor of the beer significantly, because you're cooking all of the ingredients again. To minimize this, some operations practice vacuum distilling. Depending on the power of the vacuum, the alcohol's boiling point may be lowered as far as 120 degrees, which is much less disruptive to the flavors. (With a much more powerful vacuum the alcohol could be made to simply evaporate at temperatures lower than 50 degrees F, however these sorts of vacuums are not used for large scale vacuum distilling.)

Another technique that's sometimes employed is reverse-osmosis. As Chow.com explains it, "...beer is passed through a filter with pores so small that only alcohol and water (and a few volatile acids) can pass through. The alcohol is distilled out of the alcohol-water mix using conventional distillation methods, and the water and remaining acids are added back into the syrupy mixture of sugars and flavor compounds left on the other side of the filter. Bingo?a nonalcoholic (or dealcoholized, as winemakers call it) brew." Because the main ingredients aren't heated, this technique causes less flavor degradation, so it gives generally preferable results, though it's more labor intensive and requires more equipment.

Even after the alcohol is removed, we're not done yet. We've got some liquid that tastes reasonably like beer, but it's flat. Most respectable beer carbonates itself as it finishes out the fermentation process inside its bottle. As yeast is metabolizing sugar into alcohol, one of the byproducts is CO2, which gives you bubbles. However, our now non-alcoholic brew has no more yeast and it isn't fermenting. Most producers of non-alcoholic beer simply inject the brew with CO2 during the bottling (or kegging or canning) process. So it's really sort of a beer-flavored soda. Others will toss in a little bit of starter yeast with a little more sugar and let it ferment in the bottles, but this is a trickier process, since you are liable to reintroduce a small amount of alcohol. Also, you're bottles may explode if you do it wrong.

Note: Some regular beers employ these techniques for carbonation as well.

Why It Tastes Different

Drinkers will probably tell you, "Because it doesn't have alcohol! Duhhh!" then walk away picking their noses and feeling smug. They're not entirely wrong, but more than flavor, alcohol adds to the mouth-feel of the beer. It gives it that dryness, and it can accentuate some of the sweet flavors in the malt, but alcohol doesn't really add any flavor itself.

The largest culprit is the alcohol removal process, especially when heat is involved. Generally speaking, hops are added at three stages of the boiling process: the early hops are to add bitterness, the later hops are for flavor (piney, citrousy flavors), and then they're added at the very end for aroma. Some beers (especially IPAs) are also dry-hopped, meaning hops are added to it for a period of time after the beer is removed from heat. The bitterness of hops is pretty hearty, as is the beer's malty sweetness. However, the flavor and the aroma are far more delicate, and aren't likely to survive the reheating for alcohol removal.

According to Brew Your Own, "The hop aromas will usually be driven off within the first five minutes, while the hop flavors will be gone within the first 15 minutes." This is why neither we nor any of our sources have encountered a half-decent non-alcoholic IPA, which is a damn shame, really.

Another common complaint you'll hear about NA beer is that it has a metallic or sour taste. This problem isn't unique to non-alcoholic beer, but without the hops flavors masking it, it's more noticeable. As we discussed when we were carbonating cocktails, the process of adding CO2 to drinks doesn't just add bubbles, it adds carbonic acid. Carbonic acid has a sour?some would say metallic?taste. It tends to be even more noticeable when injecting CO2 directly into the brew, though it can still be present when using starter yeast and sugar.

Conclusions

The old adage that alcoholic beer is universally disgusting doesn't hold up anymore. Yes, many of them still taste like seltzer water with some dirt in it, but thankfully, there are exceptions. Clausthaler Golden Amber (German) is full-bodied and tastes remarkably like a real beer. Buckler (made by Heineken) actually has a lot of complexity for an NA beer. Kaliber (made by Guinness) is sweet and nutty; it's a bit richer than most of the others. Even O'Douls Amber (made by Budweiser) is pretty good. In terms of flavor, I'd rather drink most of those NA beers over most of our macro-brewed light beers.

The point is that even if they aren't as good as a good regular beer (and they aren't), they are good for what they are, and they aren't something you should be embarrassed to order. They're a hell of a lot better than a DUI. They're also a lot better for you than drinking a soda. As we said, there are a lot of solid reasons to drink non-alcoholic beer. Whatever your reason for ordering one is, we hope we've given you enough knowledge to shut down any smartass detractors next time you're out.

Image credit: Shutterstock/Sergey Peterman

Source: http://gizmodo.com/the-science-of-non-alcoholic-beer-509674407

hbo luck unc asheville stephen jackson marchmadness mike d antoni nba trade rumors desean jackson

U.S. casts doubt on credibility of Iranian election

By Arshad Mohammed

TEL AVIV (Reuters) - The United States on Friday called into question the credibility of Iran's presidential election next month, criticizing the disqualification of candidates and accusing Tehran of disrupting Internet access.

On a visit to Israel, Secretary of State John Kerry also warned that time was running out to resolve the deadlock over Iran's contested nuclear program.

Iran's Guardian Council, the state body that vets all candidates, has barred a number of hopefuls from the roster in the June 14 ballot, including former president Akbar Hashemi Rafsanjani, who is seen as sympathetic to reform.

"The Council narrowed a list of almost seven hundred potential candidates down to...officials of their choice, based solely on who represents the regime's interests," Kerry said shortly before flying out of Israel.

"That is hardly an election by standards which most people in most countries judge free, fair, open, accessible, accountable elections."

Most of the remaining eight men left on the Iranian ballot are seen as loyalists to Supreme Leader Ayatollah Ali Khamenei.

Kerry, whose country's decades-old rift with Iran has widened over the latter's nuclear ambitions, said Washington saw "troubling signs" that the Iranian government was slowing down or cutting off Internet access to its citizens.

"Ultimately the Iranian people (will) be prevented not only from choosing someone who might have reflected their point of view, but also taking part in a way that is essential to any kind of legitimate democracy," he said.

Israel and most Western powers, including the United States, believe Iran is seeking to obtain nuclear weapons - something Tehran has denied.

Israel, which is assumed to have its own nuclear arsenal, has warned it might attack Iran if it does not halt its atomic work, but Kerry said he hoped a diplomatic solution could still be found.

"Our hope is, for the sake of the region, the world, the Iranian people, ourselves, that we can have a peaceful resolution, but it is going to have to be demonstrated much more affirmatively than it has been to date that Iran is interested in that kind of a solution," he said.

The International Atomic Energy Agency (IAEA) said this week in a report that Iran was trying to accelerate its uranium enrichment program.

"The clock is clearly ticking," Kerry added.

(Reporting by Arshad Mohammed; Writing by Crispian Balmer)

Source: http://news.yahoo.com/u-casts-doubt-credibility-iranian-election-114156689.html

Darrelle Revis david ortiz record store day cnn News nbc news msnbc

Youth with type 2 diabetes at much higher risk for heart, kidney disease

May 24, 2013 ? The news about youth and diabetes keeps getting worse. The latest data from the national TODAY diabetes study shows that children who develop Type 2 diabetes are at high risk to develop heart, kidney and eye problems faster and at a higher rate than people who acquire Type 2 diabetes as adults.

"Once these kids have Type 2 diabetes, they seem to be at very high risk for early complications when compared to adults," said Jane Lynch, M.D., professor of pediatric endocrinology in the School of Medicine at The University of Texas Health Science Center at San Antonio.

The study, led in San Antonio by UT Medicine pediatricians, includes 699 children and young people, with 44 San Antonio participants.

The rise in youth obesity rates has been accompanied by increasing Type 2 diabetes rates in young people. "It's really a public health issue," said Dr. Lynch, who is principal investigator in the San Antonio arm of the study.

There are many unanswered questions and few guidelines for treatment of youth with early onset Type 2 diabetes, she said. Type 2 diabetes should not be confused with Type 1 diabetes, formerly called juvenile diabetes.

Of the TODAY participants, more than a third required medication for hypertension or kidney disease 3.9 years after they had joined the study. In the study, published online Thursday afternoon in Diabetes Care, 699 adolescents were randomized into three groups that received metformin, metformin plus rosiglitazone, or metformin plus intensive lifestyle intervention.

While the children on the combined drugs did the best of the three groups, Dr. Lynch said, all did poorly. The researchers were particularly disappointed that the intensive lifestyle intervention group did not do better.

The rate of deterioration of beta cell function in youth was almost four times higher than in adults, researchers found, noting a 20-35 percent decline in beta cell function per year on average, compared to 7-11 percent for adults. Beta cells store and release insulin.

It does not make things easier that these adolescents with early onset T2 diabetes have a tough time managing complex health problems.

"In puberty, everyone becomes somewhat insulin-resistant ? and when you're insulin-resistant you're hungry, plus when you have diabetes you're thirsty. This becomes a huge issue when there's the tendency to make poor choices."

One sobering aspect of the study results is that the young patients all had to fit certain health parameters, such as not having high blood pressure or having a treatable level of high blood pressure, and they all received the best possible care, education and medical support.

They had to have a parent or guardian who would also participate in the clinic visits and lifestyle education. Their medicine was paid for and they were brought to the clinic by taxi if that's what it took to get them there.

"That's Cadillac treatment for any kids with diabetes -- and we still had these outcomes," Dr. Lynch said.

Despite the interventions in all three treatment arms, the kids kept getting sicker. Boys and girls both developed kidney disease at about the same rates, but obese teenage boys were 81 percent more likely to develop hypertension, Dr. Lynch said. "What's especially challenging for these children is that many also develop fatty liver, which limits our use of the drugs that control hypertension."

The study will continue as researchers monitor the participants' overall outcomes, including cardiac health. "Our goal is to follow them for 10 or 15 years as we figure out better ways to prevent this disease and how to predict complications," Dr. Lynch said.

All the educational handouts used in the study are available free online at https://today.bsc.gwu.edu/web/today/tsdematerials. The study was funded in part by NIDD/NIH, grant no. U01-DK-61230.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/rzdnlyuIlO4/130524122010.htm

renee zellweger catherine zeta jones charlize theron barbra streisand barbra streisand hugh jackman Aly Raisman

Friday, May 24, 2013

How I Tricked Myself Into Loving My Workout

I used to hate my workouts. Sure, I did them, but I was frustrated, grumbling, and upset the entire time. I dreaded going to the gym, and did almost anything I could think of to get out of it. At the slightest hint of a cold, I was so relieved to have a good excuse not to work out that I milked it for all I could. Then, something changed.

I actually started to enjoy my workouts. Sure, I?d like to say it had something to do with the endorphins (and maybe it did), but here?s the thing that has completely changed my attitude about working out: I?ve combined working out with something I really love to do?read novels.

At first, reading while working out was just a half-baked attempt to be able to stay on the elliptical for half an hour without going completely insane, but then something shifted. I decided that since my life is so incredibly busy and I love to read novels, I would only allow myself to read novels while working out. I can?t overstate what a difference this simple rule has made for me.

Now I Love to Work Out

I can?t wait to get to the gym. I seriously try to figure out ways to get there, even on days that are not my usual workout days, and it has nothing to do with endorphins. It has everything to do with the fact that I can?t wait to find out what happens next in the awesome novel I?m reading.

OK, so maybe you?re not as freakishly bookish as I am, but is there something you absolutely love that you can somehow tie to your workout? Your favorite podcast perhaps? A bite of chocolate as you finish up? Playboy magazine? I don?t care what it is, but when you connect something you dislike with something you absolutely love, you?re bound to start enjoying your work out more, and when you limit the time you?re ?allowed? to spend on that beloved endeavor to ONLY during workouts, you?ve got the added motivation you?ll need to turn ?meh? into ?yeah!? Want a few more minutes to wrap up that awesome podcast? Then I guess you?ll be staying on the bike a bit longer today, won?t you?

It's a Win-Win

First, it helped me enjoy my workout time far more than I thought was possible, but it also helped me prioritize and recognize that reading novels in my free time was actually cutting into my overall productivity. Now, instead of being hijacked by a really great read, losing sleep, and ignoring my other responsibilities, I simply put the really great book down and know that I?ll get to discover the next chapter during my next workout. Since I enjoy working out so much more, my trips to the gym are happening more frequently and more regularly, so I know I won?t have to wait too long between chapters.

The added benefit of increasing my motivation to get to the gym should be obvious, but in case you?re lost: I?m now in far better shape, I have more energy, and I?m generally happier than I was before I worked out regularly.

What Will it Be for You?

Find something you enjoy so much that it sometimes distracts you from your priorities in life, and then couple it with your exercise routine for at least three weeks. After that, I hope you?ll report back and let me know if it works for you too! I sure hope you can get the same amazing results I have. OK, I?m off to the gym! I just have to find out how this book ends.

How to Trick Yourself Into Loving Your Workout | Lifehack


Shelly Birger Phillips is passionate about being the best human she can possibly be and supporting others to do the same. She has helped hundreds of clients overcome personal challenges and develop the skills to live happier, more authentic lives. You can find her conscious parenting blog here, and Her Authentic World team here: Follow her on Twitter here or email her at shelly at awakeparent.com.

Image remixed from Anna Kucherova and Serghei Starus (Shutterstock).

Want to see your work on Lifehacker? Email Tessa.

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/aS_lxp9KuWQ/how-i-tricked-myself-into-loving-my-workout-509289090

Katy Perry Grammys 2013 Ed Sheeran Fun ll cool j Presidents Day 2013 jack white wiz khalifa

The 7 Knives You Should Own

Sorry, Readability was unable to parse this page for content.

Source: http://www.popularmechanics.com/outdoors/recreation/the-7-knives-you-should-own?src=rss

juan pablo montoya free pancakes at ihop martina navratilova high school shooting ohio school shooting sean young arrested matt kenseth